Author: phil

Probing Questions

Here are some questions that will help you identify and determine your internal set of financial values: What is important to me about money?  (or… when I think about money, what does it mean to me?) What would I like

Posted in Family, Financial Education Tagged with:

Does your money disappear?

One of the most common mistakes people make with their finances is not keeping track of money in and money out. I met a lady one time who was in desperate need of help with her finances. We sat together

Posted in Family, Financial Education

Who’s the Boss – your money or you?

When I ask people who the Boss is most guys just grunt and point an elbow towards their wife. When it comes to money, many blokes abdicate the responsibility of day-to-day money management and “leave it to the missus.” Whilst

Posted in Family, Financial Education

Always look for good fruit

I met a lady in Tokoroa recently who was somewhat excited to speak with me. She approached me at the conclusion of a Financial Health Check seminar to speak to me about my first book, Becoming Money Wise. She introduced

Posted in Financial Education, Goal setting

That thing you need but don’t want

Insurance is one of those things most people just don’t like paying for. If you do have insurance, I bet it’s one of those things you hope you never need to use. But I’m certain it is the one thing you’re

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Dealing with financial roadblocks

When you have a financial plan it’s great when you’re making progress. If you happen to come across a bump in the road you can usually handle it; if it’s a speed bump it may slow you down a little.

Posted in Financial Education, Goal setting

Why repeat behaviour that leads to failure?

Repeated positive behaviour creates positive disciplines that lead to positive results. While this sounds nice the opposite is also true. Negative behaviour that is repeated creates negative patterns that lead to negative results. Why repeat behaviour that leads to failure

Posted in Financial Education, Goal setting

Steady Tortoise or Worn-Out Hare?

The story of the tortoise and the hare is one of Aesop’s fables that can be simply summed up in the phrase “slow and steady wins the race”. When it comes to your financial journey towards retirement I’d like to

Posted in Financial Education, Goal setting

Stop Robbing Peter to Pay Paul

For most people money is a finite resource, which means there’s only so much money to go around. When this is your reality the biggest challenge you have is how to allocate the funds you have to cover all your

Posted in Financial Education, Goal setting

Let Your Kids Spend Your Money

Many, many years ago one of my favourite things to do was run errands for my mum or my dad. They would often ask me to “hop on my bike” and fetch something from the local corner dairy. Sometimes it

Posted in Family, Financial Education