Author: phil

Sorting the dirty laundry

When it comes to laundry I’m the first to admit I’m not an expert. Truth be told, I’m not even skilled in this area! But I am aware of the concept of sorting laundry and am somewhat familiar with the

Posted in Family, Financial Education

Don’t get caught in the crossfire

We’re witnessing a war at the moment and it’s going to get worse as the hype builds and the public rush around the streets in a mad panic to find their safety. It’s not a terrorist attack nor is it

Posted in Financial Education

Is this the best way to start the year?

I am very grumpy. I’m irritable, light-headed and running with a pretty short fuse. Please forgive me if this column sounds a little insensitive, but I’m in that kind of space today. And I blame my wife. The problem (for

Posted in Family, Financial Education

Financial Hangover Cures

Tis the season to be jolly, that’s for sure. A heavy schedule of office parties, Christmas catch-ups and end of year celebrations mean there’s plenty of “being jolly” going on. There’s a reason we call this the silly season –

Posted in Financial Education

Give your future a free booster shot

When it comes to conquering the world us Kiwi’s are pretty famous. We “knocked the buggar off” when Everest was summited and we won the “game of two halves” to lift the champion’s trophy before the rugby fans of the

Posted in Financial Education

What plans do you have to succeed in 2015?

It’s almost time for that “new year, new me” rubbish. Are you one of “those” people who wait until the beginning of the year to make pointless resolutions that are needlessly aimed at the areas of your life you don’t

Posted in Financial Education

Investing in your family and dreams

My family and I recently returned from a trip to Mexico that was a life changing experience for all of us. We partnered with 3 other Hamilton-based families to form ‘Project Purpose’ and together we built two houses for needy

Posted in Family, Financial Education

A fair weather rider can still have fun

One of the things I love to do is get out on my motorbike on a sunny afternoon and enjoy the freedom of quiet country roads. It’s a purely selfish hobby and one that my family graciously allow me to

Posted in Family, Financial Education, Goal setting

Emotional debt is a form of self-harm

Expensive debt is crippling many people by sucking the life out of their finances and leaving them with nothing. Imagine the devastation left by a plague of locusts and you’ll begin to see this endemic problem for what it truly

Posted in Family, Financial Education, Goal setting

Smash Your Debt on Purpose


High amounts of expensive debt are crippling too many families. This makes me very uncomfortable as I have seen the negative effects at all extremes. One woman I spoke with recently told me “she was able to pay most of

Posted in Financial Education, Goal setting